RE: small business loans

[Kenneth Saulter <ksaulter@mmtc.org>]

The latest issue of GreenMoney Journal has information. Also, try

www.greenbiz.com.

> -----Original Message-----
> From:	Robert Pojasek [SMTP:rpojasek@sprynet.com]
> Sent:	Wednesday, July 07, 1999 2:01 PM
> To:	p2tech@great-lakes.net
> Subject:	Fwd: small business loans
> 
> Many small business loans are made through Working Capital.  This 501
> c)(3) helps small companies learn how to write a business plan and apply
> for a loan.  Companies work in a group of perhaps 7 companies.  Banks give
> them money to loan among themselves after they have completed the training
> modules.  The first loan is restricted to $500 ( a lot of money for a very
> small firm).  If any company in the group misses a loan payment, the
> entire group gets dunned and cannot borrow any money.  Of course other
> group members help the party meet the loans.  The payback is over 95%
> where small, minority business paybacks of loans averages below 50%.  The
> Grameen Bank in India works on the same basis.
> 
> I have written a "Nothing to Waste Manual" for these groups to show small
> businesses that they cannot afford
> to waste anything.  They are using this information in their applications
> for a loan.  The Nothing to Waste Manual is on my web site and was
> sponsored by EPA Environmental Justice grant.  The state of New Mexico is
> using this model and is translating the manual into Spanish.  I would be
> happy to provide anyone with more information on the Working Capital
> model. It has been featured on 20/20 and other major TV outlets.  They do
> not have a lot of stuff on the WEB but you can search.
> 
> 
> 
> >X-Authentication-Warning: superior.great-lakes.net: majordom set sender
> to
> owner-p2tech@great-lakes.net using -f
> >From: "Catherine Dickerson" <cdickerson@pprc.org>
> >To: "'p2tech'" <p2tech@great-lakes.net>,
> >        "'P2Rx Listserve'"
> >	<nin@great-lakes.net>
> >Subject: small business loans
> >Date: Tue, 6 Jul 1999 09:39:17 -0700
> >X-MIME-Autoconverted: from quoted-printable to 8bit by
> superior.great-lakes.net id MAB23715
> >Sender: owner-p2tech@great-lakes.net
> >Reply-To: "Catherine Dickerson" <cdickerson@pprc.org>
> >List-Name: P2Tech
> >X-Loop: P2Tech
> >
> >Hello all, 
> >
> >I was wondering if anyone out there in cyber land has information on
> entities who make small business loans to companies who are proposing to
> use sustainable/innovative/P2 methods as part of their business?  I've
> looked through the archives, and thought I'd see if my extensive web
> search
> can be narrowed down a bit.
> >
> >As always, any leads/help is greatly appreciated.
> >
> >cmd
> >
> >
> >~~~~~~~~~~~~~~~~~~~~~~
> >Catherine M. Dickerson
> >Technical Lead
> >Pacific Northwest Pollution Prevention Resource Center
> >1326 Fifth Avenue, Suite 650
> >Seattle, WA 98101
> >Phone:  206-223-1151
> >Fax:  206-223-1165
> >email:  cdickerson@pprc.org
> >Check out our website:  http://www.pprc.org
> >~~~~~~~~~~~~~~~~~~~~~~~
> > 

> Bob
> 
> Dr. Robert B. Pojasek 
> Pojasek & Associates 
> P.O. Box 1333 
> E. Arlington, MA 02474-0071
> (781) 641-2422 
> (617) 788-0288 (FAX)
> 
> http://www.PollutionPrevention.com
> rpojasek@PollutionPrevention.com